Gold Loan
Your Gold, Your Growth
Gold Loan
Your Gold, Your Growth
Why Opt for a Gold Loan
Gold loans offer a safe, quick, and affordable solution for fulfilling immediate financial needs. With easy access and lower interest rates, this is a smart choice compared to other types of borrowings. Instead of letting your gold remain idle, you can put it to work to achieve your goals.
Why choose BUMSPL
Highest Loan-To-Value
Highest Loan-To-Value
Get the highest value from your gold to fund your dreams, family needs, and everyday goals.
Minimum documents
Minimum documents
Hassle-free process with minimum paperwork—so your gold works for you faster.
Maximum flexibility
Maximum flexibility
Repay at your pace, with flexible options designed around your life and needs.
Loan Protection Insurance Facility
Loan Protection Insurance Facility
Free Loan Protection Insurance—extra security at no extra cost.
Easy Eligibility
Easy Eligibility
We offer Gold Loans for livelihoods from Rs. 5000 – 25 Lakhs.
Transparent Dealings
Transparent Dealings
No hidden charges, just honest and clear terms you can trust.
Low Interest Rates
Low Interest Rates
Borrow more while paying less, easing your financial burden.
Customer Support
Customer Support
Friendly assistance at every step, because your peace of mind matters.
Highest Loan-To-Value
Minimum documents
Maximum flexibility
Loan Protection
Easy Eligibility
Transparent Dealing
Insurance Facility
Low Interest Rates
Customer Support
- When you click on Highest Loan-To-Value above, the following text should appear: Get the highest value from your gold to fund your dreams, family needs, and everyday goals.
- When you click on Minimum Documents above, the following text should appear: Hassle-free process with minimum paperwork—so your gold works for you faster.
- When you click on Maximum Flexibility above, the following text should appear: Repay at your pace, with flexible options designed around your life and needs.
- When you click on Loan Protection Insurance Facility above, the following text should appear: Free Loan Protection Insurance—extra security at no extra cost.
- When you click on Easy Eligibility above, the following text should appear: We offer Gold Loans for livelihoods from Rs. 5000 – 25 Lakhs.
- When you click on Transparent Dealings above, the following text should appear: No hidden charges, just honest and clear terms you can trust
- When you click on Low Interest Rates above, the following text should appear: Borrow more while paying less, easing your financial burden.
- When you click on Customer Support above, the following text should appear: Friendly assistance at every step, because your peace of mind matters.
- When you click on Highest Loan-To-Value above, the following text should appear: Get the highest value from your gold to fund your dreams, family needs, and everyday goals.
- When you click on Minimum Documents above, the following text should appear: Hassle-free process with minimum paperwork—so your gold works for you faster.
- When you click on Maximum Flexibility above, the following text should appear: Repay at your pace, with flexible options designed around your life and needs.
- When you click on Loan Protection Insurance Facility above, the following text should appear: Free Loan Protection Insurance—extra security at no extra cost.
- When you click on Easy Eligibility above, the following text should appear: We offer Gold Loans for livelihoods from Rs. 5000 – 25 Lakhs.
- When you click on Transparent Dealings above, the following text should appear: No hidden charges, just honest and clear terms you can trust
- When you click on Low Interest Rates above, the following text should appear: Borrow more while paying less, easing your financial burden.
- When you click on Customer Support above, the following text should appear: Friendly assistance at every step, because your peace of mind matters.
Gold Loan Schemes
Scheme 1
No. Of Days
365
Loan Limit
₹ 5,000 – ₹ 1,00,000
Interest Rate
24%
Scheme 2
No. Of Days
365
Loan Limit
₹ 1,00,001 – ₹ 3,00,000
Interest Rate
22%
Scheme 3
No. Of Days
365
Loan Limit
₹ 3,00,001 – ₹ 7,00,000
Interest Rate
20%
Scheme 4
No. Of Days
365
Loan Limit
₹ 7,00,001 – ₹ 10,00,000
Interest Rate
18%
Instant Gold Loan Calculator
Calculate your loan eligibility instantly with our Gold Loan Calculator – no waiting, no guesswork.
How to apply for a Gold Loan
FAQs
Who can apply for a Gold Loan with BUMSPL?
Any individual who meets the KYC requirements and is the lawful owner of the gold can apply for a Gold Loan.
What is the minimum and maximum loan amount I can get?
You can avail of a loan starting from ₹5,000 up to ₹10,00,000 per KYC.
How long does it take to receive the loan amount?
The loan amount will be credited to your bank account in approximately 30 minutes.
Is my gold safe with you during the loan period?
Yes. Your gold ornaments are securely sealed, and safely stored in our lockers.
Do I need to have a regular income to avail of a Gold Loan?
No, a regular income is not required.
What are the interest rates for a Gold Loan?
Interest rates vary depending on the loan amount availed.
Can I repay the loan before the due date? Are there any foreclosure charges?
There are no charges for part payment or foreclosure.
What happens if I cannot repay my Gold Loan on time?
In such cases, your gold will be auctioned in accordance with the prescribed timelines, norms, and company policy.